freebies Frugal Friday frugality reflections

Make $175 in 3 Easy Steps

April 10, 2008

And do it in 3 hours or less!

The first 2 ways require some “investment” money, but the last step is TOTALLY free.

Early last Fall I earned $150 in Spa Rewards from a Walgreens Wyeth brand promotion. Since I had coupons, I actually spent nothing out of pocket; and due to some problems that Wyeth had with the spa companies, it eventually resulted in people getting a $150 prepaid Visa card. I had been anticipating its arrival for months and have had a list of things I’ve been wanting/needing to buy for quite some time. However, I thought, since this $150 was basically free, perhaps I can “invest” some of this money and have a bit more as a result. So I did. I won’t be able to use it for a couple more months, but perhaps by then I will have prioritized the things we really need.

Here’s how I’m doubling the money…and here’s how you can, too!.

1. Open a new checking account with Bank of America:

Initial cost: $100 (you get to keep it in the new checking account)

You earn: $75

Total money you’re keeping here: $175

How to do it: Go to this webpage for more details. This promotion is valid through June 8, 2008, and they will deposit the $75 within 90 days. You can sign up online or at a local branch. If you don’t do it online, make sure you have the special promotion code (AOU260408). You can close the account after a specified time.

Catch: Only works if you don’t already have an account with Bank of America.


2. Join Cash Crate and participate in various trial offers.

Initial Cost: $0-$50

You earn: $10-$200 (I’ve earned about $120, and only spent $40)

Total money made here: it’s up to you, but reasonably speaking, you should be able to earn a net of $100 if you participate in several offers.

I am a member of Inbox Dollars and Cash Crate. I joined Inbox Dollars in October, but am only just now eligible to receive a check (you must make $30 before they’ll send a check). However, with Cash Crate, you only need to earn $10 to receive a check! It is REALLY easy to get $10 a month, even if you just do the 2 surveys per month. I’ve read of people that spend just an hour per day and make an net of ~$900 per month. Not sure if that’s for me, but it may be something you’d like to try…maybe to earn money for a special treat or gift. ๐Ÿ™‚ Plus, you get some great stuff for some of the offers you sign up with.

Just sign up, go to the complete offers page, and sort the offers by highest pay out. Select appropriate offers and sign up! It’s that simple! Just click on the banner in this article.

(One nice thing with Inbox Dollars is that you can make (an tiny bit of) money just by reading paid e-mails every day, though.)

Catch: Make sure you cancel trial offers and read the fine print carefully.


3. Make $25 in Less than 3 Minutes!

If you don’t have time to do any of the others, I recommend doing this! I’d heard about it from multiple places, and moneysavingmom recently reviewed it on her site.

If you haven’t already signed up for Revolution Money Exchange, make sure to do it today–it’s free AND you get $25 for opening an account! But make sure you do it BY MAY 15!!! Just click on the green button above.

You can even request that they mail the check to you, for a fee of $2.50. Even then, you’re still getting over $20 for free. Or you can have them transfer the money to a bank account for free. (This company is similar to Pay Pal.)

Initial cost: $0

You earn: $25 (+ $10 per referral)

Total money you’re keeping here: $25 or more

All told, you can “invest” $150, and come out with at least $325 total.

*3 hours or less If you have high-speed internet access. Too bad you can only do these offers once! And sorry to those of you have already done these offers..

You Might Also Like

  • Allen Taylor April 10, 2008 at 10:34 pm

    Nice writing. You are on my RSS reader now so I can read more from you down the road.

    Allen Taylor

  • Lavonne @ Economic Endeavors April 11, 2008 at 10:28 am

    Cash Crate sounds a lot like Project Payday, which I have made some good money with. I’ll have to go check out Cash Crate. If you want to read more about Project Payday, I have a link on the sidebar of my blog.
    Thanks for the tips! Looking forward to checking them out!

    ๐Ÿ™‚ Lavonne

  • Amy April 11, 2008 at 6:51 pm

    I started CashCrate last week – just doing the free offers. It was great the first few days, but now, none of my offers seem to be confirming – they’re just stuck in pending. Plus, my email is bombarded!! Any thoughts? I do have $20 confirmed but that was in the first 3 days. It’s hard to get motivated to try it again!

  • Kendra April 12, 2008 at 12:17 am

    Cool Keren! Thanks for the tips. I’m gonna do this. We need all the help we can get!!

  • Lorrie April 12, 2008 at 8:22 am

    I started to sign up with money exchange. They want me to give them my social security number. Did you do this? I want to make sure it is safe. Thanks for the tip.

  • Carrie April 12, 2008 at 8:56 am

    I signed up with both sites but with Inbox Dollars I am never elligable for their surveys, and Cash Crate they are always wanting you to buy something or enter your SSN. How are you making your money I can’t seem to get more than $5 on one and .50 on the other? Please help!! I really like your blogs they are soooo helpful when you are on a tight budget!!!

  • Kristy Howard April 12, 2008 at 11:12 am

    Thanks for the great ideas, Keren! I’ll have to give the Bank of America thing a try… I could always use a little extra cash stash!


  • Keren April 15, 2008 at 10:49 pm


    Regarding pending offers, I read on the cash crate forums that this sometimes happens. If it is like this for over 2 weeks, you may want to contact them. I also have several offers โ€œpending,โ€ even though Iโ€™ve received a statement for them elsewhere.

  • Keren April 15, 2008 at 10:50 pm


    I did do this–just like I would with another bank account. It is a valid program–you can read their fine print. This is how they keep people from abusing this offer. If you’re uncomfortable with it, though, don’t do it! ๐Ÿ™‚

    Thanks for asking! That’s just my 2 cents!


  • Keren April 15, 2008 at 10:53 pm


    Since I had some money to “invest,” (about $40) I did offers where I would get paid $15 for buying something for $5, etc… I wasn’t eligible for many surveys, either. ๐Ÿ™

    You should be able to make tiny bits on some of the offers where you don’t have to spend anything. Perhaps you could earn $10 that way, then use that $10 to “buy” things with a bigger payout. Or you could invest about $30 into offers where you buy something for $1.95, then get paid.

    Hope that makes sense!


  • More Online Money Making Opportunities: $100 and $45 « Mill Musings May 9, 2008 at 1:07 am

    […] case you missed how to make another $175, go here to read my previous […]